Student loan debt in the United States tops a trillion dollars, and this film asks whether a four-year degree is still worth the price tag. Produced by the National Inflation Association, it brings in Austrian-school economists and financial commentators, including voices familiar from the 2008 crash coverage, to argue that the higher education system runs on the same cheap-credit logic that inflated the housing bubble. Interviews and data walk through soaring tuition costs, the ease of obtaining federal student loans regardless of a borrower's prospects, and graduates entering a job market that cannot absorb them at the salaries needed to service their debt. The film frames college financing as a bubble mechanically similar to subprime mortgages, with universities, lenders, and the government sharing incentives to keep enrollment and borrowing climbing. It closes on the personal stakes: young graduates carrying five- and six-figure debt loads into jobs that do not require the degrees they paid for.