The Federal Reserve is on every dollar bill, but the film argues most Americans have no idea what it actually does. Produced by the Ludwig von Mises Institute and narrated over period illustrations and archival images, it traces the fight over central banking back to Thomas Jefferson and Andrew Jackson, who both fought what Jackson called "the Monster" of a national bank. From there it walks through the panics of the 1800s, the creation of the Fed in 1913, and the boom-and-bust cycles the film blames on the Fed's control of interest rates and the money supply. Austrian School economists explain business cycle theory in plain terms, using the housing bubble and the Great Depression as case studies of credit expansion followed by collapse. The film builds toward a specific argument: that a gold-backed, decentralized banking system would produce more stable prices than the current arrangement. It is advocacy filmmaking with a clear point of view, but it lays out its economic reasoning step by step rather than asserting conclusions.