Michael Rivero, who writes and narrates the film for his site What Really Happened, argues that America's major wars trace back to conflicts over central banking rather than the causes taught in textbooks. The film moves chronologically from the American Revolution to recent conflicts, pairing narration with animated sequences and direct quotations from the figures involved, including King George III and Benjamin Franklin, to make the case that control over currency issuance sits behind decisions to go to war. Each conflict gets the same treatment: a quote from a founder, president, or world leader is presented as evidence that bankers or banking policy shaped the decision to fight, building toward the claim that this pattern holds across two centuries of American history. Rivero closes by warning that the same dynamic could drive future conflicts and calling for viewers to recognize it. The film is an argument, not a survey, built entirely from quotations and Rivero's own narration rather than outside historians or archival interviews.