Jamaica's economy after independence provides the case study for this look at how global lending reshapes a country. Stephanie Black's film traces the aftermath of IMF and World Bank loans taken on in the 1970s, showing how the conditions attached, currency devaluation, tariff removal, privatization, locked the island into a cycle of debt it could not escape. Interviews with government officials, economists, and factory and banana farm workers sit alongside footage of free trade zones where garment workers assemble clothes for export wages, and dairy and banana industries undercut by cheap imported goods. Text drawn from Jamaica Kincaid's essay A Small Place runs through the film as narration, addressed directly to the tourists sunning on the same beaches where these industries are collapsing. The contrast is deliberate and constant: resort footage of visitors oblivious to the economics keeping their vacation cheap, cut against the workers and farmers absorbing the cost. The film builds a plain argument about who benefits from structural adjustment and who pays for it.