The Federal Reserve was created in 1913 by a group of bankers and politicians who met in secret at Jekyll Island, Georgia, and this film treats that meeting as the origin of a fraud still running today. Interviews with monetary critics and self-described patriots walk through the claim that the Fed is a private banking cartel dressed up as a government agency, printing money backed by nothing and collecting interest on debt the public never agreed to. The film traces the paper trail from the gold standard's collapse to the income tax, arguing both were built to feed the same system, and lingers on the Federal Reserve Act's passage during a Congressional session thinned out by the holidays. Woodrow Wilson's later regret over signing the bill gets quoted at length as a smoking gun. The tone is urgent and adversarial throughout, aimed at viewers already suspicious of central banking rather than skeptics needing to be won over, but the argument is laid out step by step with named historical figures and documents rather than vague insinuation.