Hurricane Andrew tore through South Florida in 1992, wrecking banks, businesses, and the local economy along with the housing stock. This Federal Reserve System production explains what an institution most people associate with interest rates actually does when a disaster hits a regional economy: acting as lender of last resort, keeping check-clearing and cash distribution running when bank branches are destroyed, and working to keep credit flowing to businesses trying to rebuild. The film opens with a plain account of the Fed's ordinary functions as bank regulator and stabilizer before turning to how those functions got tested in Florida's recovery. Economists and officials involved in the response describe the specific mechanics of shoring up financial institutions and communities after the storm. It is an institutional explainer as much as a disaster film, using Andrew as the case study for what the Fed's crisis-management role looks like in practice rather than in theory.