Consumer Finance: Markets, Product Design, and FinTech
MIT Sloan School of Management's course examines how consumers make financial decisions and how firms design products in response, against a backdrop of fast-moving innovation and regulatory change. Topics include retirement saving products, credit cards, peer-to-peer lending, cryptocurrencies, and financial advising, with attention to how behavioral biases shape product design and how regulation reshapes markets. The course is delivered through MIT OpenCourseWare and includes lecture materials, readings, and assignments used in the original Sloan classroom offering. It suits students who want a grounded view of the consumer finance industry, from traditional banking products to newer fintech entrants, and who want to understand the interplay between market forces, behavioral economics, and policy. Materials are free to access under MIT's OpenCourseWare license, though no certificate is offered.